While you wouldn’t be destitute, if you have gone through life
never having sat around a campfire with good friends, you are
certainly less rich in memories than those of us who have. Hours
whiled away under dark skies in the bright light of roaring
flames bring mighty returns on the simple investment of time
well spent. One good night […]
When I write about real estate, I have my son Eric, a mortgage
broker, he grew up in real estate and my wife Brenda, world’s
most tolerant spouse, she’s lived thru 35 years of my 36 years
in lending and real estate, to proofread my work for content. I
have my friend Bob Martel proofread it to make […]
As the Internet becomes an increasing part of our lives there are a growing number of web sites which are run for dissatisfied customers to publicly air their complaints about bad service. See your name posted on these sites or get contacted by them and you know you have a problem!
How can you prevent your […]
Microsoft Word is all singing, all dancing. Truly a great product which has made the lives of professional writers and students vastly more productive.
Most of us however are not professional writers. We only use Word to type an occasional missive or and article now and then. We don’t need or use 90% of the bells […]
Years ago, when I was new in management circles, a veteran administrator decided to share his self-described secret of success. He said: You have to be careful, Bill. I*ve learned not to compliment my people. Makes them too self-assured, and they get lax in their work habits. Better to keep them guessing.
As I listened, I […]
Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, announced they would begin sharing credit scores, also known as FICO scores, with consumers.
What is a credit score? […]
Fantasy football is growing more and more popular by the second.
It seems like everywhere you look you see another ad for a
fantasy football related product or service and everyone is
talking about this great game. But what is fantasy football, and
more importantly, how do you play?
At the most basic level, fantasy football is a statistic-based
game. You […]
Flowers, herbs and spices have long been used as a symbol to unite and protect a new union. Garlic and onions were thought to protect newlyweds from evil and were often included as an integral part of the ceremony. White garlands were worn to show innocence and chastity but the language of flowers […]
A few years ago Miranda M. became a widow. After a short time her grandson (her only available relative) persuaded her to move across several states to be closer to him.
He located a nice retirement apartment where meals, housekeeping, and transportation are provided. By using her small Social Security income, and funds left […]
TIME MANAGEMENT
With the creation of the universe, God gave humankind a miraculous gift. A wonderful gift which cannot be seen or touched but without which there will be no meaning in life. In fact without which it would be difficult to imagine life. It is time!
God being kind and just gave this […]