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Archive for 'Insurance Tips'

Is the Medicalcare System still a disaster in US?

The state of Medical care in the US is pretty much a disaster
(unless you’re rich or have a good-paying job from a major
corporation or the government that covers your medical expenses)
and it’s something that I’m sure I’d spend more time talking
about on this blog. While the issue is often presented as
greatly complicated, Medical care is […]

The Insurance Agent Survival Kit: What You Need to Make a Sale

Believe it or not, when it comes to heading out to meet a new prospect, what you bring to an appointment can be a direct reflection on your professionalism, personality and responsibility—all of which will be critiqued by your prospect.
Not sure what tools are absolutely essential to get in the door with a new prospect? […]

Lower The Cost of Your Car Insurance

Buying auto insurance is an important part of your overall financial planning. The auto insurance premium rate varies depending on the company and the type of policy coverage you choose to have. Here are some guidelines to lower the cost.
Shop Around- Compare the costs by shopping around at least four to five insurance companies and […]

Affordable Life Insurance Rate - Learn How to Get the Low Rates and Coverage That You Need

Life insurance policy rates are determined by insurance company actuaries. They use mortality tables and other statistical information to determine the actual rates. The insurance shopper is usually oblivious to life insurance rating procedures but there are a lot of factors that you can evaluate before making a purchase. The purchase of life insurance has […]

Whole Life Insurance

Mankind lives by hope—hope for a better tomorrow, for a better standard of life and for a better future for his or her legacy and dependents. Individuals strive and toil to realize a future where the children and dependents are happy even after he or she is gone. But the only permanent thing in nature […]

Long Term Care - The Who, The What and The How

While life is populated by choices, one certainty that faces the majority of adults is that they can control their future options only by planning ahead. Financial planners recommend diversifying interests to insure profit. Real estate planners bank on the idea that real estate matures over time and is a solid investment.
Life insurance promises […]

Critical Illness Insurance - The Press are Giving Insurers a Hard Time

Recent stories in the press have again lambasted the insurers over critical illness insurance. The core problem is that a critical illness claim is not as straightforward as, for example, a claim under life insurance. With life insurance it’s going to be hard for the insurance company to argue that you’re not dead!
By their very […]

Online Insurance Shopping the Easy Way

3rd Generation Insurance Shopping Has Arrived!
Traditional insurance shopping was revolutionised with the introduction of online insurance quote systems, both through direct online insurers, and online brokers. This remained the only way to shop online for insurance many years, but did not maximise the full potential of what the internet really could do for […]

What is Home Owners Insurance?

Home owners insurance rates vary widely based on your geographic location. Areas prone to hurricanes, floods, hail, earthquakes, fires and other natural disasters will generally have higher rates. Even the distance to the nearest fire department or fire hydrant can have an impact on your home owners insurance rates.
Knowing Your Policy Is VERY Important
Coverage for […]

Lack Of A Health Insurance Policy Invites Financial Disaster

In 2003 health care spending rose four times the rate the inflation. The annual premium for an employer health plan covering a family of four averaged nearly $10,000. The cost of medical care continues to rise at the fastest rate in history.
Health insurance premiums will rise to an average of more than $14,500 for […]